Finding and Buying a Home


The homefinding process typically includes many of the following elements. We will be your resource and guide every step of the way.

Initial Consultation

  • Determine your priorities and needs
  • Review “agency” choices and select appropriate working relationship
  • Discuss financing option

Find Your Home

  • Determine your priorities and needs
  • Review “agency” choices and select appropriate working relationship
  • Discuss financing option

Obtain Financing

  • Determine your priorities and needs
  • Review “agency” choices and select appropriate working relationship
  • Discuss financing option

Prepare an Offer

  • Review comparable sales to determine offer price
  • Review progress of loan pre-approval; decide upon financing
  • Decide on other terms (inspections, possession date, personal property)
  • Make earnest money deposit with offer

Reach an Agreement

  • Present your offer
  • Negotiation of terms and possible counter-offers
  • Accepted sales contract with seller

Complete the Process

  • Deposit of earnest money upon acceptance of offer
  • Review seller’s property disclosures
  • Client to select attorney or settlement company
  • Agent to schedule inspections and settlement
  • Remove any remaining contingencies
  • Arrange for homeowner’s insurance
  • Arrange for movers
  • Notify phone company and utilities
  • Notify post office of change of address
  • Final walk-through of property with sales associate
  • Loan approval
  • Go to settlement
  • Move In!

Loan Process

  • Property appraisal
  • Loan processing
  • Final loan approval